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      <marc:subfield code="a">Issued also in French under title: Défis des PME - étude points de vue BDC - septembre 2015 : recherche et intelligence de marché à BDC.</marc:subfield>
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      <marc:subfield code="a">“The most challenging business functions for business leaders in Canada are sales and marketing, finance (treasury) and human resources (HR). Although sales and marketing is the most challenging business function overall, we found that finance (treasury) ties sales and marketing as the most challenging for firms with revenues of $2 million or less and that human resources is the most challenging for firms with revenues above $2 million”--Executive summary, p. 2.</marc:subfield>
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