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      <marc:subfield code="a">NH15-586/1977E-PDF</marc:subfield>
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      <marc:subfield code="a">Brown, Philip, </marc:subfield>
      <marc:subfield code="e">author.</marc:subfield>
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    <marc:datafield tag="245" ind1="1" ind2="0">
      <marc:subfield code="a">Factors and problems involved in determining the appropriate proportions of income to be spent on shelter : </marc:subfield>
      <marc:subfield code="b">a background report / </marc:subfield>
      <marc:subfield code="c">Philip Brown.</marc:subfield>
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      <marc:subfield code="a">[Ottawa] : </marc:subfield>
      <marc:subfield code="b">Canada Mortgage and Housing Corporation, Policy Development Division, </marc:subfield>
      <marc:subfield code="c">23 September, 1977.</marc:subfield>
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      <marc:subfield code="a">Digitized edition from print [produced by Canada Mortgage and Housing Corporation].</marc:subfield>
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      <marc:subfield code="a">Includes bibliographical references.</marc:subfield>
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      <marc:subfield code="a">"This report attempts to come to grips with the factors and problems involved in using shelter-to-income ratios and threshold income levels to define housing affordability or housing need. The report identifies and discusses the various factors and problems associated with creating an appropriate definition of income and shelter cost. A discussion of how shelter-to-income ratios have been used in practice follows together with a discussion of the problems involved in using shelter-to-income ratios to define need"--Synopsis.</marc:subfield>
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      <marc:subfield code="a">Logement</marc:subfield>
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      <marc:subfield code="a">Pauvres</marc:subfield>
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      <marc:subfield code="a">Canada Mortgage and Housing Corporation, </marc:subfield>
      <marc:subfield code="e">issuing body.</marc:subfield>
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      <marc:subfield code="q">PDF</marc:subfield>
      <marc:subfield code="s">1.69 MB</marc:subfield>
      <marc:subfield code="u">https://publications.gc.ca/collections/collection_2026/schl-cmhc/NH15-586-1977-eng.pdf</marc:subfield>
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