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      <marc:subfield code="a">Home equity lines of credit </marc:subfield>
      <marc:subfield code="h">[electronic resource] : </marc:subfield>
      <marc:subfield code="b">market trends and consumer issues : public research report.</marc:subfield>
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      <marc:subfield code="a">[Ottawa] : </marc:subfield>
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      <marc:subfield code="c">2017.</marc:subfield>
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      <marc:subfield code="a">Issued also in French under title: Les marges de crédit hypothécaires : tendances du marché et questions touchant les consommateurs : rapport de recherche public.</marc:subfield>
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      <marc:subfield code="a">Cover title.</marc:subfield>
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      <marc:subfield code="a">"June 2017"--Verso of cover.</marc:subfield>
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      <marc:subfield code="a">Includes bibliographical references.</marc:subfield>
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      <marc:subfield code="a">“The Financial Consumer Agency of Canada (FCAC) recently conducted research on home equity lines of credit (HELOCs) to better understand the consumer issues, potential macroeconomic risks, market trends and lenders’ business practices. FCAC has a legislative mandate to conduct research on market trends and issues with the potential to impact financial consumers. This report focuses on the market conduct of federally regulated lenders and on the risks posed to consumers by HELOCs. It summarizes the Agency’s research findings, and explains how FCAC plans to respond to the risks identified"--Purpose, p. [1].</marc:subfield>
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      <marc:subfield code="a">Financial Consumer Agency of Canada.</marc:subfield>
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      <marc:subfield code="t">Les marges de crédit hypothécaires </marc:subfield>
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      <marc:subfield code="u">https://publications.gc.ca/collections/collection_2017/acfc-fcac/FC5-52-2017-eng.pdf</marc:subfield>
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