<?xml version="1.0" encoding="UTF-8"?><marc:collection xmlns:marc="http://www.loc.gov/MARC21/slim">
  <marc:record>
    <marc:leader>00000nam  2200000za 4500</marc:leader>
    <marc:controlfield tag="001">9.844532</marc:controlfield>
    <marc:controlfield tag="003">CaOODSP</marc:controlfield>
    <marc:controlfield tag="005">20221107152751</marc:controlfield>
    <marc:controlfield tag="007">cr |||||||||||</marc:controlfield>
    <marc:controlfield tag="008">170926s2014    onc    #o    f000 0 eng d</marc:controlfield>
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      <marc:subfield code="a">n-cn---</marc:subfield>
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      <marc:subfield code="a">FB12-7/12-2014E-PDF</marc:subfield>
    </marc:datafield>
    <marc:datafield tag="245" ind1="0" ind2="0">
      <marc:subfield code="a">E-money </marc:subfield>
      <marc:subfield code="h">[electronic resource].</marc:subfield>
    </marc:datafield>
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      <marc:subfield code="a">[Ottawa] : </marc:subfield>
      <marc:subfield code="b">Bank of Canada, </marc:subfield>
      <marc:subfield code="c">c2014.</marc:subfield>
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      <marc:subfield code="a">[2] p.</marc:subfield>
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      <marc:subfield code="a">Backgrounders</marc:subfield>
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      <marc:subfield code="a">"April 2014."</marc:subfield>
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    <marc:datafield tag="500" ind1=" " ind2=" ">
      <marc:subfield code="a">Title from caption.</marc:subfield>
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      <marc:subfield code="a">Issued also in French under title: La monnaie électronique.</marc:subfield>
    </marc:datafield>
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      <marc:subfield code="a">Includes bibliographical hyperlink references.</marc:subfield>
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      <marc:subfield code="a">"Advances in technology enable a number of innovations that change the way Canadians pay for goods and services. Some products―for example, the debit card―offer a way to access funds in a bank deposit account and can be thought of as electronic payments, or “e-payments.” Other innovations offer a way to directly store monetary value in an electronic device or in a communications network. We call those electronic money, or e-money for short"--p. [1].</marc:subfield>
    </marc:datafield>
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      <marc:subfield code="2">gccst</marc:subfield>
      <marc:subfield code="a">Electronic commerce</marc:subfield>
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    <marc:datafield tag="692" ind1="0" ind2="7">
      <marc:subfield code="2">gccst</marc:subfield>
      <marc:subfield code="a">Currency</marc:subfield>
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    <marc:datafield tag="692" ind1="0" ind2="7">
      <marc:subfield code="2">gccst</marc:subfield>
      <marc:subfield code="a">Banks</marc:subfield>
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    <marc:datafield tag="710" ind1="2" ind2=" ">
      <marc:subfield code="a">Bank of Canada.</marc:subfield>
    </marc:datafield>
    <marc:datafield tag="775" ind1="0" ind2="8">
      <marc:subfield code="t">La monnaie électronique </marc:subfield>
      <marc:subfield code="w">(CaOODSP)9.844538</marc:subfield>
    </marc:datafield>
    <marc:datafield tag="830" ind1="#" ind2="0">
      <marc:subfield code="a">Backgrounders (Bank of Canada)</marc:subfield>
      <marc:subfield code="w">(CaOODSP)9.839691</marc:subfield>
    </marc:datafield>
    <marc:datafield tag="856" ind1="4" ind2="0">
      <marc:subfield code="q">PDF</marc:subfield>
      <marc:subfield code="s">252 KB</marc:subfield>
      <marc:subfield code="u">https://publications.gc.ca/collections/collection_2017/banque-bank-canada/FB12-7-12-2014-eng.pdf</marc:subfield>
    </marc:datafield>
  </marc:record>
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