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      <marc:subfield code="a">Aaron, Meyer.</marc:subfield>
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      <marc:subfield code="b">is this time different? : a framework for assessing risks and opportunities for central banks / </marc:subfield>
      <marc:subfield code="c">by Meyer Aaron, Francisco Rivadeneyra and Samantha Sohal.</marc:subfield>
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      <marc:subfield code="a">[Ottawa] : </marc:subfield>
      <marc:subfield code="b">Bank of Canada, </marc:subfield>
      <marc:subfield code="c">2017.</marc:subfield>
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      <marc:subfield code="a">ii, 32 p.</marc:subfield>
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      <marc:subfield code="a">Bank of Canada staff discussion paper, </marc:subfield>
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      <marc:subfield code="a">"July 2017."</marc:subfield>
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      <marc:subfield code="a">Includes bibliographical references.</marc:subfield>
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      <marc:subfield code="a">"We investigate the risks and opportunities to the mandates of central banks arising from fintech developments. Fintech may affect the different areas of responsibility of central banks—mainly monetary policy and financial stability—by changing money demand and by changing the industrial organization of the financial system. We present a competitive strategy framework to help evaluate the likelihood of these changes"--Abstract, p. ii.</marc:subfield>
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      <marc:subfield code="a">Rivadeneyra, Francisco.</marc:subfield>
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      <marc:subfield code="a">Sohal, Samantha.</marc:subfield>
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      <marc:subfield code="a">Bank of Canada.</marc:subfield>
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      <marc:subfield code="a">Staff discussion paper (Bank of Canada)</marc:subfield>
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      <marc:subfield code="q">PDF</marc:subfield>
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      <marc:subfield code="u">https://publications.gc.ca/collections/collection_2017/banque-bank-canada/FB3-6-2017-10-eng.pdf</marc:subfield>
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