Language selection

Search


Macroprudential policy with capital buffers / by Josef Schroth.FB3-5/2019-8E-PDF

"This paper studies optimal bank capital requirements in a model of endogenous bank funding conditions. I find that requirements should be higher during good times such that a macroprudential “buffer” is provided. However, whether banks can use buffers to maintain lending during a financial crisis depends on the capital requirement during the subsequent recovery. The reason is that a high requirement during the recovery lowers bank shareholder value during the crisis and thus creates funding-market pressure to use buffers for deleveraging rather than for maintaining lending. Therefore, buffers are useful if banks are not required to rebuild them quickly"--Abstract.

Permanent link to this Catalogue record:
publications.gc.ca/pub?id=9.868808&sl=0

Publication information
Department/Agency
  • Bank of Canada.
TitleMacroprudential policy with capital buffers / by Josef Schroth.
Series title
  • Bank of Canada staff working paper, 1701-9397 ; 2019-8
Publication typeMonograph - View Master Record
Language[English]
FormatDigital text
Electronic document
Note(s)
  • Includes bibliographic references.
  • Includes abstract in French.
Publishing information
  • Ottawa : Bank of Canada, February 2019.
  • ©2019
Author / Contributor
  • Schroth, Josef, author.
Description1 online resource (iii, 45 pages) : figures.
Catalogue number
  • FB3-5/2019-8E-PDF
Subject terms
Request alternate formats
To request an alternate format of a publication, complete the Government of Canada Publications email form. Use the form’s “question or comment” field to specify the requested publication.

Page details