00000nam 2200000zi 4500 9.875052 CaOODSP 20221107164344 m o d f cr cn||||||||| 190618t20192019onc ob f000 0 eng d CaOODSP eng rda CaOODSP eng fre FB3-5/2019-22E-PDF Ichihashi, Shota, author. Online privacy and information disclosure by consumers / by Shota Ichihashi. Ottawa, Ontario, Canada : Bank of Canada = Banque du Canada, 2019. ©2019 1 online resource (ii, 46 pages). text txt rdacontent computer c rdamedia online resource cr rdacarrier Bank of Canada staff working paper, 1701-9397 ; 2019-22 "June 2019." Includes bibliographical references (pages 30-33). "I study the welfare and price implications of consumer privacy. A consumer discloses information to a multi-product seller, which learns about the consumer’s preferences, sets prices, and makes product recommendations. While the consumer benefits from accurate product recommendations, the seller may use the information to price discriminate. I show that the seller prefers to commit to not using consumer information for pricing to encourage information disclosure. However, this commitment hurts the consumer, who could be better off by pre-committing to withhold some information. In contrast to single-product models, total surplus may be lower if the seller can base prices on information"--Abstract, page ii. Includes abstract in French. gccst Electronic commerce gccst Consumers gccst Privacy gccst Models Bank of Canada. Staff working paper (Bank of Canada) 1701-9397 ; 2019-22. (CaOODSP)9.806221 PDF 1.30 MB https://publications.gc.ca/collections/collection_2019/banque-bank-canada/FB3-5-2019-22-eng.pdf