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| 02185cam 2200349zi 4500 |
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| 001 | 9.877094 |
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| 003 | CaOODSP |
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| 005 | 20221107164900 |
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| 006 | m o d f |
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| 007 | cr cn||||||||| |
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| 008 | 190726t20192019onca ob f000 0 eng d |
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| 040 | |aCaOODSP|beng|erda|cCaOODSP |
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| 043 | |an-cn--- |
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| 086 | 1 |aFB3-5/2019-24E-PDF |
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| 100 | 1 |aGarratt, Rodney John, |d1963-. |eauthor. |
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| 245 | 10|aPrivacy as a public good : |ba case for electronic cash / |cby Rodney J. Garratt and Maarten R. C. van Oordt. |
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| 264 | 1|aOttawa, Ontario, Canada : |bBank of Canada = Banque du Canada, |c2019. |
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| 264 | 4|c©2019 |
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| 300 | |a1 online resource (ii, 38 pages) : |bcolour figure. |
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| 336 | |atext|btxt|2rdacontent |
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| 337 | |acomputer|bc|2rdamedia |
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| 338 | |aonline resource|bcr|2rdacarrier |
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| 490 | 1 |aBank of Canada staff working paper, |x1701-9397 ; |v2019-24 |
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| 500 | |a"July 2019." |
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| 504 | |aIncludes bibliographical references (pages 35-38). |
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| 520 | 3 |a"Privacy is a feature inherent to the use of cash for payments. With steadily increasing market shares of commercial digital payments platforms, privacy in payments may no longer be attainable in the future. In this paper, we explore the potential welfare impact of reductions in privacy in payments in a dynamic framework. In our framework, firms may use data collected through payments to price discriminate among future customers. A public good aspect of privacy in payments arises because individual customers do not bear the full cost of failing to protect their privacy. As a consequence, they may suboptimally choose not to preserve their privacy in payments. When left to market forces alone, the use of privacy-preserving means of payments, such as cash, may decline faster than is optimal"--Abstract, page ii. |
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| 692 | 07|2gccst|aPrivacy |
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| 692 | 07|2gccst|aElectronic commerce |
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| 700 | 1 |aVan Oordt, Maarten R. C., |eauthor. |
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| 710 | 2 |aBank of Canada. |
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| 830 | #0|aStaff working paper (Bank of Canada)|x1701-9397 ;|v2019-24.|w(CaOODSP)9.806221 |
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| 856 | 40|qPDF|s1.14 MB|uhttps://publications.gc.ca/collections/collection_2019/banque-bank-canada/FB3-5-2019-24-eng.pdf |
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