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Bank runs, portfolio choice, and liquidity provision / by Toni Ahnert and Mahmoud Elamin.FB3-5/2019-37E-PDF

"We examine the portfolio choice of banks in a micro-funded model of runs. To insure risk averse investors against liquidity risk, competitive banks offer demand deposits. We use global games to link the probability of a bank run to the portfolio choice. Based upon interim information about risky investment, banks liquidate investments to hold a safe asset. This partial hedge against investment risk reduces the withdrawal incentives of investors for a given deposit rate. As a result of the portfolio choice, (i) banks provide more liquidity ex ante (so banks offer a higher deposit rate), and (ii) the welfare of investors increases"--Abstract.

Permanent link to this Catalogue record:
publications.gc.ca/pub?id=9.879713&sl=0

Publication information
Department/Agency
  • Bank of Canada.
TitleBank runs, portfolio choice, and liquidity provision / by Toni Ahnert and Mahmoud Elamin.
Series title
  • Bank of Canada staff working paper, 1701-9397 ; 2019-37
Publication typeMonograph - View Master Record
Language[English]
FormatDigital text
Electronic document
Note(s)
  • "September 2019."
  • Includes bibliographical references (pages 27-28).
Publishing information
  • Ottawa : Bank of Canada, 2019.
  • ©2019
Author / Contributor
  • Ahnert, Toni, author.
  • Elamin, Mahmoud, author.
Description1 online resource (ii, 47 pages) : figures.
Catalogue number
  • FB3-5/2019-37E-PDF
Subject terms
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