00000nam 2200000zi 4500 9.883851 CaOODSP 20221107170709 m o d f cr cn||||||||| 200123t20202019oncd ob f000 0 eng d CaOODSP eng rda CaOODSP n-cn--- NH18-33/29-2020E-PDF Sopchokchai, Duangsuda, author. Introducing the housing hardship concept / authors: Duangsuda Sopchokchai, Stephanie Shewchuk. Research insight : introducing the housing hardship concept [Ottawa] : Canada Mortgage and Housing Corporation, 2020. ©2019 1 online resource (7 pages in various pagings) : graphs. text txt rdacontent computer c rdamedia online resource cr rdacarrier Research insight "January 2020." Title from caption. Issued also in French under title: Présentation du concept de difficultés de logement. Includes bibliographical references (page 3). "One of the key metrics CMHC has used to measure housing affordability is the 30% shelter cost-to-income ratio (STIR). The 30% STIR threshold implies that households may have difficulty affording necessities such as food, clothing and transportation if they are spending 30% or more of their income on shelter costs. However, whether or not the housing expenses have, in fact, left a household with insufficient income to purchase those necessities is a gap not filled with the STIR approach. This report addresses this gap by introducing a new indicator, a measure of housing hardship, which directly assesses whether a household can afford necessary basic goods and services, like food and transportation, in addition to housing expenses. Households who do not have sufficient income left over to pay for these necessities after their housing costs are considered to be in a situation of housing-induced hardship"--Introduction, page [1]. Households Economic aspects Canada. Cost and standard of living Canada. Canada Mortgage and Housing Corporation. Présentation du concept de difficultés de logement / (CaOODSP)9.883855 Research insight (Canada Mortgage and Housing Corporation) (CaOODSP)9.861224 PDF 181 KB https://publications.gc.ca/collections/collection_2020/schl-cmhc/nh18-33/NH18-33-29-2020-eng.pdf