00000nam 2200000zi 4500 9.884642 CaOODSP 20250821075119 m o d f cr |n||||||||| 200213t20202020onc ob f000 0 eng d CaOODSP eng rda CaOODSP n-cn--- FB3-7/2020-2E-PDF Kartashova, Katya, author. The effect of mortgage rate resets on debt : evidence from TransUnion (Part 1) / by Katya Kartashova. Ottawa, Ontario, Canada : Bank of Canada = Banque du Canada, 2020. ©2020 1 online resource (7 pages) text txt rdacontent computer c rdamedia online resource cr rdacarrier Staff analytical note = Note analytique du personnel, 2369-9639 ; 2020-2 Cover title. "Last updated: February 7, 2020." Includes bibliographical references (page 7). "This note studies how decreases in mortgage rates affect the behaviour of borrowers in terms of spending on durable goods and repaying debt. It focuses on borrowers with the prevailing five-year fixed-rate mortgage term in Canada who renewed their contracts at lower interest rates between January 2015 and December 2016"--Abstract. Mortgage loans Refinancing Canada. Debt service Canada. Consumption (Economics) Canada. Bank of Canada. Staff analytical note (Bank of Canada) 2369-9639 ; 2020-2. (CaOODSP)9.807323 PDF 438 KB https://publications.gc.ca/collections/collection_2020/banque-bank-canada/FB3-7-2020-2-eng.pdf