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| 01712nam 2200361zi 4500 |
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| 001 | 9.884642 |
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| 003 | CaOODSP |
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| 005 | 20221107170920 |
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| 006 | m o d f |
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| 007 | cr |n||||||||| |
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| 008 | 200213t20202020onc ob f000 0 eng d |
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| 040 | |aCaOODSP|beng|erda|cCaOODSP |
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| 043 | |an-cn--- |
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| 086 | 1 |aFB3-7/2020-2E-PDF |
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| 100 | 1 |aKartashova, Katya, |eauthor. |
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| 245 | 14|aThe effect of mortgage rate resets on debt : |bevidence from TransUnion (Part 1) / |cby Katya Kartashova. |
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| 264 | 1|aOttawa, Ontario, Canada : |bBank of Canada = Banque du Canada, |c2020. |
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| 264 | 4|c©2020 |
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| 300 | |a1 online resource (7 pages) |
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| 336 | |atext|btxt|2rdacontent |
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| 337 | |acomputer|bc|2rdamedia |
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| 338 | |aonline resource|bcr|2rdacarrier |
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| 490 | 1 |aStaff analytical note = Note analytique du personnel, |x2369-9639 ; |v2020-2 |
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| 500 | |aCover title. |
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| 500 | |a"Last updated: February 7, 2020." |
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| 504 | |aIncludes bibliographical references (page 7). |
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| 520 | 3 |a"This note studies how decreases in mortgage rates affect the behaviour of borrowers in terms of spending on durable goods and repaying debt. It focuses on borrowers with the prevailing five-year fixed-rate mortgage term in Canada who renewed their contracts at lower interest rates between January 2015 and December 2016"--Abstract. |
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| 650 | 0|aMortgage loans|xRefinancing|zCanada. |
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| 650 | 0|aDebt service|zCanada. |
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| 650 | 0|aConsumption (Economics)|zCanada. |
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| 710 | 2 |aBank of Canada. |
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| 830 | #0|aStaff analytical note,|x2369-9639 ; |v2020-2.|w(CaOODSP)9.807323 |
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| 856 | 40|qPDF|s438 KB|uhttps://publications.gc.ca/collections/collection_2020/banque-bank-canada/FB3-7-2020-2-eng.pdf |
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