00000nam 2200000zi 4500 9.888285 CaOODSP 20221107171939 m o d f cr |n||||||||| 200615t20202020oncd ob f000 0 eng d CaOODSP eng rda CaOODSP eng fre n-cn--- FB3-6/2020-5E-PDF Welte, Angelika, 1980- author. The market for acquiring card payments from small and medium-sized Canadian merchants / by Angelika Welte and Jozsef Molnar. Ottawa, Ontario, Canada : Bank of Canada = Banque du Canada, 2020. ©2020 1 online resource (ii, 15 pages) : graphs (mostly colour). text txt rdacontent computer c rdamedia online resource cr rdacarrier Bank of Canada staff discussion paper, 1914-0568 ; 2020-5 Cover title. "Last updated: June 4, 2020." Includes bibliographical references (pages 14-15). "This note uses industry data and a unique dataset of small and medium-sized merchants to provide insights into the acquirer-merchant market in Canada. Three main findings are presented. First, smaller merchants pay their acquirer more for every dollar of card payment than larger merchants. Second, this finding is mainly explained by high fixed costs. Third, the acquiring market in Canada is concentrated and has remained fairly stable since 2010"--Abstract, page ii. Includes abstract in French. Small business Canada Finance. Commercial finance companies Canada. Petites et moyennes entreprises Canada Finances. Sociétés de crédit commercial Canada. Bank of Canada, issuing body. Staff discussion paper (Bank of Canada) 1914-0568 ; 2020-5. (CaOODSP)9.806273 PDF 573 KB https://publications.gc.ca/collections/collection_2020/banque-bank-canada/FB3-6-2020-5-eng.pdf