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      <marc:subfield code="a">Sen, Anindya, </marc:subfield>
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      <marc:subfield code="a">Household spending and consumer debt in Canada : </marc:subfield>
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      <marc:subfield code="a">"A Research Study submitted to the Office of the Superintendent of Bankruptcy Canada forthe OSB Insolvency Research Projects Initiative."</marc:subfield>
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      <marc:subfield code="a">Crédit à la consommation</marc:subfield>
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      <marc:subfield code="q">PDF</marc:subfield>
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      <marc:subfield code="u">https://publications.gc.ca/collections/collection_2022/isde-ised/Iu76-32-2012-eng.pdf</marc:subfield>
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