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| 02441nam 2200373zi 4500 |
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| 001 | 9.890592 |
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| 003 | CaOODSP |
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| 005 | 20230818074113 |
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| 006 | m o d f |
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| 007 | cr |n||||||||| |
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| 008 | 200818t20202020oncd ob f000 0 eng d |
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| 040 | |aCaOODSP|beng|erda|cCaOODSP |
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| 043 | |an-cn--- |
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| 086 | 1 |aFB3-5/2020-32E-PDF |
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| 100 | 1 |aJonker, Nicole,|d1974- |eauthor. |
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| 245 | 14|aThe interplay of financial education, financial literacy, financial inclusion and financial stability : |bany lessons for the current big tech era? / |cby Nicole Jonker and Anneke Kosse. |
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| 264 | 1|aOttawa, Ontario, Canada : |bBank of Canada = Banque du Canada, |c2020. |
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| 264 | 4|c©2020 |
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| 300 | |a1 online resource (56 pages) : |bgraphs. |
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| 336 | |atext|btxt|2rdacontent |
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| 337 | |acomputer|bc|2rdamedia |
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| 338 | |aonline resource|bcr|2rdacarrier |
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| 490 | 1 |aStaff working paper = Document de travail du personnel, |x1701-9397 ; |v2020-32 |
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| 500 | |aCover title. |
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| 500 | |a"Last updated: August 13, 2020." |
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| 504 | |aIncludes bibliographical references (pages 51-54). |
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| 520 | |a"The entry of Big Tech firms in the financial ecosystem might affect financial stability through the opportunities and challenges they create for financial inclusion. In this paper we survey the literature to determine the effectiveness of financial education in improving financial literacy and financial inclusion and to assess the impact of financial inclusion on financial stability. Based on our findings, we argue that new empirical research is needed to determine whether financial education can play a role in ensuring that everyone is able to reap the financial-inclusion benefits that Big Tech may bring. We also conclude that financial-inclusion opportunities created by Big Tech might potentially introduce risks for overall financial stability. Because of this, we underline the importance of proper supervision and regulation"--Abstract, page 2. |
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| 650 | 0|aFinancial services industry|xEconomic aspects. |
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| 650 | 0|aFinancial literacy|vStatistics. |
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| 650 | 6|aServices financiers|xAspect économique. |
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| 650 | 6|aCulture financière|vStatistiques. |
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| 710 | 2 |aBank of Canada, |eissuing body. |
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| 830 | #0|aStaff working paper (Bank of Canada)|v2020-32.|w(CaOODSP)9.806221 |
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| 856 | 40|qPDF|s895 KB|uhttps://publications.gc.ca/collections/collection_2020/banque-bank-canada/FB3-5-2020-32-eng.pdf |
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