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Predicting payment migration in Canada / by Anneke Kosse, Zhentong Lu and Gabriel Xerri.FB3-5/2020-37E-PDF

"Canada currently has two core payment systems for processing funds transfers between financial institutions: the Large Value Transfer System (LVTS) and the Automated Clearing Settlement System (ACSS). These systems will be replaced over the next years by three new systems: Lynx, the Settlement Optimization Engine (SOE) and the Real-Time Rail (RTR). We employ historical LVTS and ACSS data to predict the demand for the future systems. The results show that small-value LVTS payments will likely migrate to SOE. Also, in the short run, about CAD 10,000 billion of LVTS and ACSS payments (per year) is anticipated to migrate to the RTR if not subject to maximum transaction values. These migration patterns raise important policy questions, such as whether the future systems should be subject to value caps and/or higher collateral requirements"--Abstract, page ii.

Permanent link to this Catalogue record:
publications.gc.ca/pub?id=9.891476&sl=0

Publication information
Department/Agency
  • Bank of Canada, issuing body.
TitlePredicting payment migration in Canada / by Anneke Kosse, Zhentong Lu and Gabriel Xerri.
Series title
  • Staff working paper = Document de travail du personnel, 1701-9397 ; 2020-37
Publication typeMonograph - View Master Record
Language[English]
FormatDigital text
Electronic document
Note(s)
  • Cover title.
  • "Last updated: September 14, 2020."
  • Includes bibliographical references (page 29).
Publishing information
  • Ottawa, Ontario, Canada : Bank of Canada = Banque du Canada, 2020.
  • ©2020
Author / Contributor
  • Kosse, Anneke, author.
Description1 online resource (ii, 43 pages) : colour graphs.
Catalogue number
  • FB3-5/2020-37E-PDF
Subject terms
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