Financing of women-owned small and medium-sized enterprises in Canada / Lyming Huang and Patrice Rivard.: Iu188-161/2021E-PDF

“This report uses data from the 2017 Survey on Financing and Growth of Small and Medium Enterprises to study firm financing outcomes of women-owned small and medium-sized enterprises (SMEs). In particular, it examines whether, adjusting for firm and primary decision maker characteristics, there are gender differences associated with access to financing, debt financing approval and interest rates charged on debt financing. Results suggest that women owned firms are more likely than male-owned firms to be discouraged borrowers. Analysis of alternative metrics for access to financing — the likelihood of seeking external financing or of reporting that obtaining financing is an obstacle to growth — yields no evidence of gender differences. With respect to financing approval, results suggest that women-owned SMEs receive higher proportions of debt financing requested than male-owned SMEs; correspondingly, women-owned firms’ requests for debt financing are more likely to be approved. Finally, there is no evidence of gender differences in interest rates charged on debt financing”--Abstract, page 1.

Permanent link to this Catalogue record:
publications.gc.ca/pub?id=9.894273&sl=0

Publication information
Department/Agency Canada. Innovation, Science and Economic Development Canada, issuing body.
Title Financing of women-owned small and medium-sized enterprises in Canada / Lyming Huang and Patrice Rivard.
Publication type Monograph
Language [English]
Other language editions [French]
Format Electronic
Electronic document
Note(s) Cover title.
Issued also in HTML format.
Issued also in French under title: Financement des petites et moyennes entreprises canadiennes détenues par des femmes.
Includes bibliographical references (page 24).
Publishing information Ottawa : Innovation, Science and Economic Development Canada = Innovation, sciences et développement économique Canada, 2021.
©2021
Author / Contributor Huang, Lyming, author.
Description 1 online resource (26 pages) : graphs
ISBN 9780660368016
Catalogue number
  • Iu188-161/2021E-PDF
Subject terms Women-owned business enterprises -- Canada -- Finance -- Statistics.
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