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Optimal monetary and macroprudential policies / by Josef Schroth.FB3-5/2021-21E-PDF

"This paper studies monetary policy in an economy where banks make risky loans to firms and provide liquidity services in the form of deposits to households. For given bank equity, market discipline implies that banks can take more deposits when assets are safer or more profitable. Banks respond to loan losses by making their balance sheets safer—i.e., they reduce risky lending sharply and accumulate more safe bonds. In contrast, a social planner would respond by making banks temporarily more profitable such that a riskier balance sheet can be maintained. A planner would temporarily reduce the expansiveness of monetary policy to avoid bonds becoming too liquid in support of the liquidity premium banks earn via deposits. Specifically, when bank equity is low, then optimal monetary policy stabilizes output by supporting bank lending rather than employment"--Abstract, page ii.

Permanent link to this Catalogue record:
publications.gc.ca/pub?id=9.902838&sl=0

Publication information
Department/Agency
  • Bank of Canada, issuing body.
TitleOptimal monetary and macroprudential policies / by Josef Schroth.
Series title
  • Staff working paper = Document de travail du personnel, 1701-9397 ; 2021-21
Publication typeMonograph - View Master Record
Language[English]
FormatDigital text
Electronic document
Note(s)
  • "Last updated: May 7, 2021."
  • Includes bibliographical references (pages 38-41).
Publishing information
  • Ottawa, Ontario, Canada : Bank of Canada = Banque du Canada, 2021.
  • ©2021
Author / Contributor
  • Schroth, Josef, author.
Description1 online resource (ii, 41 pages) : charts.
Catalogue number
  • FB3-5/2021-21E-PDF
Subject terms
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