Consumer cash withdrawal behaviour : branch networks and online financial innovation / by Heng Chen, Matthew Strathearn and Marcel Voia.: FB3-5/2021-28E-PDF

"Constructing a novel micro-geographic individual-level data set, we study the relevance of shoe-leather costs on cash withdrawals. An unexplored issue in the literature is the consistent estimation of the marginal effect of travel distance on withdrawals when a fraction of unobserved withdrawals have free/low shoe-leather cost, i.e., consumers withdraw upon conveniently encountering a free/low cost withdrawal opportunity"--Abstract, page ii.

Permanent link to this Catalogue record:
publications.gc.ca/pub?id=9.902889&sl=0

Publication information
Department/Agency Bank of Canada, issuing body.
Title Consumer cash withdrawal behaviour : branch networks and online financial innovation / by Heng Chen, Matthew Strathearn and Marcel Voia.
Series title Staff working paper = Document de travail du personnel, 1701-9397 ; 2021-28
Publication type Series - View Master Record
Language [English]
Format Electronic
Electronic document
Note(s) "Last updated: June 17, 2021."
Includes bibliographical references (pages 32-36).
Publishing information Ottawa, Ontario, Canada : Bank of Canada = Banque du Canada, 2021.
©2021
Author / Contributor Chen, Heng,1981- author.
Description 1 online resource (ii, 51 pages) : charts.
Catalogue number
  • FB3-5/2021-28E-PDF
Subject terms Consumer behavior -- Research -- Canada.
Banks and banking -- Canada.
Consommateurs -- Comportement -- Recherche -- Canada.
Services bancaires -- Canada.
Request alternate formats
To request an alternate format of a publication, complete the Government of Canada Publications email form. Use the form’s “question or comment” field to specify the requested publication.
Date modified: