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Consumer cash withdrawal behaviour : branch networks and online financial innovation / by Heng Chen, Matthew Strathearn and Marcel Voia.FB3-5/2021-28E-PDF

"Constructing a novel micro-geographic individual-level data set, we study the relevance of shoe-leather costs on cash withdrawals. An unexplored issue in the literature is the consistent estimation of the marginal effect of travel distance on withdrawals when a fraction of unobserved withdrawals have free/low shoe-leather cost, i.e., consumers withdraw upon conveniently encountering a free/low cost withdrawal opportunity"--Abstract, page ii.

Permanent link to this Catalogue record:
publications.gc.ca/pub?id=9.902889&sl=0

Publication information
Department/Agency
  • Bank of Canada, issuing body.
TitleConsumer cash withdrawal behaviour : branch networks and online financial innovation / by Heng Chen, Matthew Strathearn and Marcel Voia.
Series title
  • Staff working paper = Document de travail du personnel, 1701-9397 ; 2021-28
Publication typeMonograph - View Master Record
Language[English]
FormatDigital text
Electronic document
Note(s)
  • "Last updated: June 17, 2021."
  • Includes bibliographical references (pages 32-36).
Publishing information
  • Ottawa, Ontario, Canada : Bank of Canada = Banque du Canada, 2021.
  • ©2021
Author / Contributor
  • Chen, Heng, 1981- author.
Description1 online resource (ii, 51 pages) : charts.
Catalogue number
  • FB3-5/2021-28E-PDF
Subject terms
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