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      <marc:subfield code="a">Dahlhaus, Tatjana, </marc:subfield>
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      <marc:subfield code="a">Payment habits during COVID-19 : </marc:subfield>
      <marc:subfield code="b">evidence from high-frequency transaction data / </marc:subfield>
      <marc:subfield code="c">by Tatjana Dahlhaus and Angelika Welte.</marc:subfield>
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      <marc:subfield code="a">Ottawa, Ontario, Canada : </marc:subfield>
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      <marc:subfield code="x">1701-9397 ; </marc:subfield>
      <marc:subfield code="v">2021-43</marc:subfield>
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      <marc:subfield code="a">"Last updated: September 9, 2021."</marc:subfield>
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      <marc:subfield code="a">Includes bibliographical references (pages 18-20).</marc:subfield>
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      <marc:subfield code="a">"We investigate how the COVID-19 pandemic has changed consumers’ payments habits in Canada. We rely on high-frequency data on cash withdrawals and debit card transactions from Interac Corp. and Canada’s Automated Clearing Settlement System. We construct daily measures of payment habits reflecting cash usage, average transaction values, and the share of transactions in which the customer or card holder and the acquiring machine (ATM or POS) are of the same bank"--Abstract.</marc:subfield>
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      <marc:subfield code="a">Paiement</marc:subfield>
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      <marc:subfield code="a">Pandémie de COVID-19, 2020-2023</marc:subfield>
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      <marc:subfield code="q">PDF</marc:subfield>
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      <marc:subfield code="u">https://publications.gc.ca/collections/collection_2021/banque-bank-canada/FB3-5-2021-43-eng.pdf</marc:subfield>
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