<?xml version="1.0" encoding="UTF-8"?><marc:collection xmlns:marc="http://www.loc.gov/MARC21/slim">
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    <marc:controlfield tag="003">CaOODSP</marc:controlfield>
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      <marc:subfield code="a">Balutel, Daniela, </marc:subfield>
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      <marc:subfield code="a">Cash in the pocket, cash in the cloud : </marc:subfield>
      <marc:subfield code="b">cash holdings of bitcoin owners / </marc:subfield>
      <marc:subfield code="c">by Daniela Balutel, Christopher Henry, Kim P. Huynh and Marcel C. Voia.</marc:subfield>
    </marc:datafield>
    <marc:datafield tag="264" ind1=" " ind2="1">
      <marc:subfield code="a">Ottawa, Ontario, Canada : </marc:subfield>
      <marc:subfield code="b">Bank of Canada = Banque du Canada, </marc:subfield>
      <marc:subfield code="c">2022.</marc:subfield>
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      <marc:subfield code="c">©2022</marc:subfield>
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      <marc:subfield code="a">Document de travail du personnel, </marc:subfield>
      <marc:subfield code="x">1701-9397 ; </marc:subfield>
      <marc:subfield code="v">2022-26</marc:subfield>
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    <marc:datafield tag="500" ind1=" " ind2=" ">
      <marc:subfield code="a">"Last updated: June 15, 2022."</marc:subfield>
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      <marc:subfield code="a">Includes bibliographical references (pages 15-18).</marc:subfield>
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      <marc:subfield code="a">"We estimate the effect of Bitcoin ownership on the level of cash holdings of Canadian consumers. Bitcoin ownership positively correlates with cash holdings even after accounting for selection into ownership via a control function approach. On average, Bitcoin owners hold 83 percent (in 2018) to 95 percent (in 2017) more cash than non-owners"--Abstract.</marc:subfield>
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      <marc:subfield code="a">Bitcoin</marc:subfield>
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      <marc:subfield code="a">Cash management</marc:subfield>
      <marc:subfield code="z">Canada.</marc:subfield>
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      <marc:subfield code="a">Bitcoin</marc:subfield>
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      <marc:subfield code="a">Gestion de trésorerie</marc:subfield>
      <marc:subfield code="z">Canada.</marc:subfield>
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      <marc:subfield code="a">Bank of Canada, </marc:subfield>
      <marc:subfield code="e">issuing body.</marc:subfield>
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      <marc:subfield code="a">Staff working paper (Bank of Canada)</marc:subfield>
      <marc:subfield code="v">2022-26.</marc:subfield>
      <marc:subfield code="w">(CaOODSP)9.806221</marc:subfield>
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      <marc:subfield code="q">PDF</marc:subfield>
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      <marc:subfield code="u">https://publications.gc.ca/collections/collection_2022/banque-bank-canada/FB3-5-2022-26-eng.pdf</marc:subfield>
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