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We didn't start the fire : effects of a natural disaster on consumers' financial distress / by Anson T. Y. Ho, Kim P. Huynh, David T. Jacho-Chávez and Geneviève Vallée.FB3-5/2023-15E-PDF

"Global climate change is increasing the frequency and severity of natural disasters. We use detailed consumer credit data to investigate the impact of the 2016 Fort McMurray wildfire, the costliest wildfire disaster in Canadian history, on consumers’ financial stress. We focus on the arrears of insured mortgages because of their important implications for financial institutions and insurers’ business risk and relevant management practices. Our findings suggest that wildfires have caused more mortgage arrears in severely damaged areas, with both economic and statistical significance. For other areas with relatively minor damage, the increase in arrears is small and statistically insignificant"--Abstract.

Permanent link to this Catalogue record:
publications.gc.ca/pub?id=9.921956&sl=0

Publication information
Department/Agency
  • Bank of Canada, issuing body.
TitleWe didn't start the fire : effects of a natural disaster on consumers' financial distress / by Anson T. Y. Ho, Kim P. Huynh, David T. Jacho-Chávez and Geneviève Vallée.
Series title
  • Staff working paper = Document de travail du personnel, 1701-9397 ; 2023-15
Publication typeMonograph - View Master Record
Language[English]
FormatDigital text
Electronic document
Note(s)
  • "Last updated: February 28, 2023."
  • Includes bibliographical references (pages 20-26).
  • Includes abstract in French.
Publishing information
  • [Ottawa] : Bank of Canada = Banque du Canada, 2023.
  • ©2023
Author / Contributor
  • Ho, Anson T. Y., author.
Description1 online resource (ii, 34 pages) : charts.
Catalogue number
  • FB3-5/2023-15E-PDF
Subject terms
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