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008230918t20232023oncd    ob   f|0| 0 eng d
040 |aCaOODSP|beng|erda|cCaOODSP
041 |aeng|beng|bfre
043 |an-cn---
0861 |aFB3-6/2023-15E-PDF
1001 |aHenry, Christopher S., |eauthor.
24510|aUnmet payment needs and a central bank digital currency / |cby Christopher S. Henry, Walter Engert, Alexandra Sutton-Lalani, Sebastian Hernandez, Darcey McVanel and Kim P. Huynh.
264 1|aOttawa, Ontario, Canada : |bBank of Canada = Banque du Canada, |c2023.
264 4|c©2023
300 |a1 online resource (iii, 14 pages) : |bcharts.
336 |atext|btxt|2rdacontent
337 |acomputer|bc|2rdamedia
338 |aonline resource|bcr|2rdacarrier
4901 |aStaff discussion paper = |aDocument d'analyse du personnel, |x1914-0568 ; |v2023-15
500 |a"Last updated: August 10, 2023."
504 |aIncludes bibliographical references.
520 |a"We discuss the payment habits of Canadians both in the current payment environment and in a hypothetical cashless environment. We also consider whether a central bank digital currency (CBDC) would address unmet payment needs in a cashless society. Most adult Canadians do not experience gaps in their access to a range of payment methods, and this would probably continue to be the case in a cashless environment. Some people could, however, face difficulties making payments if merchants no longer generally accepted cash as a method of payment"--Abstract.
546 |aIncludes abstract in French.
650 0|aDigital currency|xResearch.
650 0|aDigital divide|zCanada.
650 6|aMonnaie électronique|xRecherche.
650 6|aFossé numérique|zCanada.
7102 |aBank of Canada.
830#0|aStaff discussion paper (Bank of Canada)|v2023-15.|w(CaOODSP)9.806273
85640|qPDF|s468 KB|uhttps://publications.gc.ca/collections/collection_2023/banque-bank-canada/FB3-6-2023-15-eng.pdf