Language selection

Search


Monetary policy and racial inequality in housing markets : a study of 140 US metropolitan areas / by Qi Li and Xu Zhang.FB3-5/2023-62E-PDF

"This paper investigates the differential impact of monetary policy on homeownership and housing returns among Black, Hispanic and White households. Using data on 13 million repeat sales from 1993 to 2020, we construct and analyze race-specific entries and exits of homeownership and housing returns for 140 metropolitan areas in the United States. Our findings reveal significant heterogeneity: for minority households, one unit of monetary tightening leads to a 15% lower housing return and a 31% lower entry into homeownership than White households. This heterogeneity primarily stems from the less favorable labor market responses of minority groups to contractionary monetary policy. These findings emphasize the unintended consequences of monetary policy on racial inequality in the housing market"--Abstract, page ii.

Permanent link to this Catalogue record:
publications.gc.ca/pub?id=9.932257&sl=0

Publication information
Department/Agency
  • Bank of Canada, issuing body.
TitleMonetary policy and racial inequality in housing markets : a study of 140 US metropolitan areas / by Qi Li and Xu Zhang.
Series title
  • Staff working paper = Document de travail du personnel, 1701-9397 ; 2023-62
Publication typeMonograph - View Master Record
Language[English]
FormatDigital text
Electronic document
Note(s)
  • ISSN assigned to different series.
  • "Last updated: December 28, 2023."
  • Includes bibliographical references.
  • Includes abstracts in English and French.
Publishing information
  • [Ottawa] : Bank of Canada = Banque du Canada, 2023.
  • ©2023
Author / Contributor
  • Li, Qi, author.
Description1 online resource (ii, 45, 30 pages) : colour illustrations.
Catalogue number
  • FB3-5/2023-62E-PDF
Subject terms
Request alternate formats
To request an alternate format of a publication, complete the Government of Canada Publications email form. Use the form’s “question or comment” field to specify the requested publication.

Page details