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| 02816nam 2200397zi 4500 |
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| 001 | 9.942581 |
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| 003 | CaOODSP |
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| 005 | 20240829083942 |
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| 006 | m o d f |
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| 007 | cr mn||||||||| |
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| 008 | 240829t20242024onca ob f000 0 eng d |
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| 040 | |aCaOODSP|beng|erda|cCaOODSP |
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| 041 | 0 |aeng|beng|bfre |
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| 043 | |an-cn--- |
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| 086 | 1 |aFB3-5/2024-25E-PDF |
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| 100 | 1 |aFelt, Marie-Hélène, |eauthor. |
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| 245 | 10|aUntapped potential : |bmobile device ownership and mobile payments in Canada / |cby Marie-Hélène Felt, Angelika Welte and Katrina Talavera. |
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| 264 | 1|a[Ottawa] : |bBank of Canada = Banque du Canada, |c2024. |
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| 264 | 4|c©2024 |
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| 300 | |a1 online resource (ii, 55 pages) : |bcolour illustrations. |
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| 336 | |atext|btxt|2rdacontent |
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| 337 | |acomputer|bc|2rdamedia |
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| 338 | |aonline resource|bcr|2rdacarrier |
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| 490 | 1 |aStaff working paper = Document de travail du personnel, |y1701-9397 ; |v2024-25 |
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| 500 | |aISSN assigned to different series. |
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| 500 | |a"Last updated: July 10, 2024." |
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| 504 | |aIncludes bibliographical references. |
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| 520 | 3 |a"Mobile phones are ubiquitous around the world, making them obvious conduits for innovative payment technologies, or mobile payments. In Canada, five out of six adults regularly use a mobile phone. However, they have not started to use mobile payments at the same rate as other payment innovations, such as contactless card payments. In this paper, we present a two-stage model of mobile phone and mobile payment use. An important feature of the model is that it controls for selectivity due to mobile device adoption. Controlling for selection into mobile phone usage reveals unobserved factors that have negative effects on mobile phone usage but a positive effect on the propensity to use mobile-type payments. These factors could be preferences or constraints. We present empirical evidence that providing people without a mobile phone access to payments with features similar to mobile payments could result in usage rates exceeding the current use among mobile phone owners. Therefore, people who are unable to acquire or choose not to own a mobile device might have unmet payment needs"--Abstract, page ii. |
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| 546 | |aIncludes abstracts in English and French. |
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| 650 | 0|aMobile commerce|zCanada|xEconometric models. |
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| 650 | 0|aElectronic funds transfers|zCanada|xEconometric models. |
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| 650 | 6|aCommerce mobile|zCanada|xModèles économétriques. |
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| 650 | 6|aTransferts électroniques de fonds|zCanada|xModèles économétriques. |
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| 710 | 2 |aBank of Canada, |eissuing body. |
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| 830 | #0|aStaff working paper (Bank of Canada)|v2024-25.|w(CaOODSP)9.806221 |
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| 856 | 40|qPDF|s1.11 MB|uhttps://publications.gc.ca/collections/collection_2024/banque-bank-canada/FB3-5-2024-25-eng.pdf |
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