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| 001 | 9.950056 |
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| 003 | CaOODSP |
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| 005 | 20250411135609 |
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| 006 | m o d f |
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| 007 | cr mn||||||||| |
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| 008 | 250411t20242024oncd ob f|0| 0 eng d |
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| 040 | |aCaOODSP|beng|erda|cCaOODSP |
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| 041 | |aeng|beng|bfre |
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| 043 | |an-cn--- |
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| 086 | 1 |aFB3-5/2024-36E-PDF |
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| 100 | 1 |aBethune, Zachary, |eauthor. |
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| 245 | 10|aConsumer credit regulation and lender market power / |cby Zachary Bethune, Joaquin Saldain and Eric R. Young. |
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| 264 | 1|a[Ottawa] : |bBank of Canada = Banque du Canada, |c2024. |
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| 264 | 4|c©2024 |
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| 300 | |a1 online resource (ii, 40 pages) : |bgraphs. |
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| 336 | |atext|btxt|2rdacontent |
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| 337 | |acomputer|bc|2rdamedia |
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| 338 | |aonline resource|bcr|2rdacarrier |
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| 490 | 1 |aStaff working paper = Document de travail du personnel, |y1701-9397 ; |v2024-36 |
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| 500 | |aISSN assigned to different series. |
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| 500 | |a"Last updated: October 8, 2024." |
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| 504 | |aIncludes bibliographical references (pages 34-38). |
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| 520 | 3 |a"We investigate the welfare consequences of consumer credit regulation in a dynamic, heterogeneous-agent model with endogenous lender market power. We incorporate a decentralized credit market with search and incomplete information frictions into an off-the shelf Eaton–Gersovitz model of consumer credit and default. Lenders post credit offers and borrowers apply for credit. Some borrowers are informed and direct their application toward the lowest offers while others are uninformed and apply randomly"--Abstract, page ii. |
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| 546 | |aIncludes abstract in French. |
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| 650 | 0|aInterest rates|xEconomic aspects|zCanada. |
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| 650 | 0|aCredit|zCanada|xEconometric models. |
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| 650 | 6|aTaux d'intérêt|xAspect économique|zCanada. |
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| 650 | 6|aCrédit|zCanada|xModèles économétriques. |
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| 710 | 2 |aBank of Canada, |eissuing body. |
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| 830 | #0|aStaff working paper (Bank of Canada)|v2024-36.|w(CaOODSP)9.806221 |
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| 856 | 40|qPDF|s1.11 MB|uhttps://publications.gc.ca/collections/collection_2025/banque-bank-canada/FB3-5-2024-36-eng.pdf |
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