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High-cost consumer credit : desperation, temptation and default / by Joaquín Saldain.: FB3-5/2025-6E-PDF

"High-income households benefit from restrictions on borrowing because they face loose price schedules from lenders that allow them to overborrow. Low-income households face tight individually targeted loan price schedules that limit households’ borrowing capacity so that borrowing restrictions cannot improve welfare over them"--Abstract, page ii.

Permanent link to this Catalogue record:
publications.gc.ca/pub?id=9.950616&sl=0

Publication information
Department/Agency
  • Bank of Canada, issuing body.
TitleHigh-cost consumer credit : desperation, temptation and default / by Joaquín Saldain.
Series title
  • Staff working paper = Document de travail du personnel, 1701-9397 ; 2025-6
Publication typeMonograph - View Master Record
Language[English]
FormatDigital text
Electronic document
Note(s)
  • ISSN assigned to different series.
  • "Last updated: January 30, 2025."
  • Includes bibliographical references (pages 36-38).
  • Includes abstract in French.
Publishing information
  • [Ottawa] : Bank of Canada = Banque du Canada, 2025.
  • ©2025
Author / Contributor
  • Saldain, Joaquín, author.
Description1 online resource (ii, 45 pages) : graphs.
Catalogue number
  • FB3-5/2025-6E-PDF
Subject terms
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