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A retail CBDC design for basic payments : feasibility study / Ram Darbha, Rakesh Arora, Cyrus Minwalla, Dinesh Shah.FB3-6/2025-9E-PDF

"We frame the wide spectrum of possible system architectures for an online retail central bank digital currency (CBDC) and identify a promising architecture well-suited for basic payments. We select OpenCBDC 2PC, a representative system design that fits this architecture and analyze it using a range of criteria to assess the feasibility of such system designs. Our analysis, augmented with lab experiments, focuses on retail payment systems with two-tier deployment and includes a detailed assessment of non-repudiation, integrity of the monetary supply, privacy, compliance, scalability of performance and resilience of the system state"--Abstract, page ii.

Permanent link to this Catalogue record:
publications.gc.ca/pub?id=9.954617&sl=0

Publication information
Department/Agency
  • Bank of Canada, issuing body.
TitleA retail CBDC design for basic payments : feasibility study / Ram Darbha, Rakesh Arora, Cyrus Minwalla, Dinesh Shah.
Series title
  • Staff discussion paper = Document d'analyse du personnel, 1914-0568 ; 2025-9
Publication typeMonograph - View Master Record
Language[English]
FormatDigital text
Electronic document
Note(s)
  • ISSN assigned to different series.
  • "Last updated: June 13, 2025."
  • Includes bibliographical references (pages 43-44).
  • Includes abstract in French.
Publishing information
  • [Ottawa] : Bank of Canada = Banque du Canada, 2025.
  • ©2025
Author / Contributor
  • Darbha, Ram, author.
Description1 online resource (ii, 44 pages) : illustrations, graphs.
Catalogue number
  • FB3-6/2025-9E-PDF
Subject terms
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