<?xml version="1.0" encoding="UTF-8"?><marc:collection xmlns:marc="http://www.loc.gov/MARC21/slim">
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    <marc:controlfield tag="001">9.955956</marc:controlfield>
    <marc:controlfield tag="003">CaOODSP</marc:controlfield>
    <marc:controlfield tag="005">20251003144036</marc:controlfield>
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    <marc:controlfield tag="007">cr cn|||||||||</marc:controlfield>
    <marc:controlfield tag="008">251003e20251002oncd    ob   f000 0 eng d</marc:controlfield>
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      <marc:subfield code="a">CaOODSP</marc:subfield>
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      <marc:subfield code="e">rda</marc:subfield>
      <marc:subfield code="c">CaOODSP</marc:subfield>
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      <marc:subfield code="a">YN5-243/2025E-PDF</marc:subfield>
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      <marc:subfield code="a">House price assessment - update.</marc:subfield>
    </marc:datafield>
    <marc:datafield tag="264" ind1=" " ind2="1">
      <marc:subfield code="a">Ottawa, Canada : </marc:subfield>
      <marc:subfield code="b">Office of the Parliamentary Budget Officer = Bureau du directeur parlementaire du budget, </marc:subfield>
      <marc:subfield code="c">October 2, 2025.</marc:subfield>
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    <marc:datafield tag="264" ind1=" " ind2="4">
      <marc:subfield code="c">©2025</marc:subfield>
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      <marc:subfield code="a">1 online resource (16 pages) : </marc:subfield>
      <marc:subfield code="b">graphs</marc:subfield>
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      <marc:subfield code="a">computer</marc:subfield>
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      <marc:subfield code="2">rdamedia</marc:subfield>
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      <marc:subfield code="a">online resource</marc:subfield>
      <marc:subfield code="b">cr</marc:subfield>
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      <marc:subfield code="a">Cover title.</marc:subfield>
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    <marc:datafield tag="500" ind1=" " ind2=" ">
      <marc:subfield code="a">Issued also in French under title: Évaluation du prix des propriétés - mise à jour.</marc:subfield>
    </marc:datafield>
    <marc:datafield tag="504" ind1=" " ind2=" ">
      <marc:subfield code="a">Includes bibliographical references.</marc:subfield>
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    <marc:datafield tag="520" ind1=" " ind2=" ">
      <marc:subfield code="a">"This report provides an updated assessment of house prices relative to a household’s capacity to borrow and pay for the purchase of a house in selected Canadian cities. We estimate the level of house prices that a household with average income would be able to afford under normal utilization of its borrowing capacity. To assess household financial vulnerability, we also examine the evolution of mortgage debt service ratios (DSRs) across selected census metropolitan areas (CMAs)"--Summary, page 2.</marc:subfield>
    </marc:datafield>
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      <marc:subfield code="a">Housing</marc:subfield>
      <marc:subfield code="z">Canada</marc:subfield>
      <marc:subfield code="x">Finance.</marc:subfield>
    </marc:datafield>
    <marc:datafield tag="650" ind1=" " ind2="0">
      <marc:subfield code="a">Housing</marc:subfield>
      <marc:subfield code="x">Prices</marc:subfield>
      <marc:subfield code="z">Canada.</marc:subfield>
    </marc:datafield>
    <marc:datafield tag="710" ind1="1" ind2=" ">
      <marc:subfield code="a">Canada. </marc:subfield>
      <marc:subfield code="b">Office of the Parliamentary Budget Officer, </marc:subfield>
      <marc:subfield code="e">issuing body.</marc:subfield>
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    <marc:datafield tag="775" ind1="0" ind2="8">
      <marc:subfield code="t">Évaluation du prix des propriétés - mise à jour.</marc:subfield>
      <marc:subfield code="w">(CaOODSP)9.955959</marc:subfield>
    </marc:datafield>
    <marc:datafield tag="795" ind1=" " ind2=" ">
      <marc:subfield code="t">House price assessment - update.</marc:subfield>
      <marc:subfield code="b">2022</marc:subfield>
      <marc:subfield code="w">(CaOODSP)9.915916</marc:subfield>
    </marc:datafield>
    <marc:datafield tag="856" ind1="4" ind2="0">
      <marc:subfield code="q">PDF</marc:subfield>
      <marc:subfield code="s">930 KB</marc:subfield>
      <marc:subfield code="u">https://publications.gc.ca/collections/collection_2025/dpb-pbo/YN5-243-2025-eng.pdf</marc:subfield>
    </marc:datafield>
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      <marc:subfield code="q">HTML</marc:subfield>
      <marc:subfield code="s">N/A</marc:subfield>
      <marc:subfield code="u">https://www.pbo-dpb.ca/en/publications/RP-2526-011-S--house-price-assessment-update--evaluation-prix-proprietes-mise-jour</marc:subfield>
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