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Channels of transmission : how mortgage rates affect house prices and rents in Canada / Nishaad Rao, Tao Wang.FB3-8/2026-2E-PDF

"We use Canadian data to examine how monetary policy affects house prices and the consumer price index for rent (CPI-rent) through exogenous changes in the mortgage interest rates. Nationwide, tighter monterary policy lowers house prices but raises CPI-rent, likely due to higher user costs for landlords or greater relative demand for rental housing. City-level analysis shows that, in response to tighter monetary policy, house prices fall most in cities where supply is inelastic, while CPI-rent trends to rise in cities with lower proportions of households moving from renting to owning"--Abstract, page ii.

Permanent link to this Catalogue record:
publications.gc.ca/pub?id=9.961227&sl=0

Publication information
Department/Agency
  • Bank of Canada, issuing body.
TitleChannels of transmission : how mortgage rates affect house prices and rents in Canada / Nishaad Rao, Tao Wang.
Variant title
  • How mortgage rates affect house prices and rents in Canada
Series title
  • Staff analytical paper = Document analytique du personnel, 3110-9195 ; 2026-2
Publication typeMonograph - View Master Record
Language[English]
FormatDigital text
Electronic document
Note(s)
  • Cover title.
  • Includes bibliographical references (page 13).
  • Includes abstracts in English and French.
Publishing information
  • [Ottawa] : Bank of Canada = Banque du Canada, February 18, 2026.
  • ©2026
Author / Contributor
  • Rao, Nishaad, author.
Description1 online resource (ii, 15 pages) : illustrations, graphs.
Catalogue number
  • FB3-8/2026-2E-PDF
Subject terms
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