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    <marc:controlfield tag="001">9.802662</marc:controlfield>
    <marc:controlfield tag="003">CaOODSP</marc:controlfield>
    <marc:controlfield tag="005">20221107135032</marc:controlfield>
    <marc:controlfield tag="007">cr |||||||||||</marc:controlfield>
    <marc:controlfield tag="008">161021s2013    oncd    ob   f000 0 eng d</marc:controlfield>
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      <marc:subfield code="a">CaOODSP</marc:subfield>
      <marc:subfield code="b">eng</marc:subfield>
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      <marc:subfield code="a">n-cn---</marc:subfield>
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      <marc:subfield code="a">Iu4-172/2013E-PDF</marc:subfield>
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    <marc:datafield tag="110" ind1="1" ind2=" ">
      <marc:subfield code="a">Canada. </marc:subfield>
      <marc:subfield code="b">Industry Canada. </marc:subfield>
      <marc:subfield code="b">Audit and Evaluation Branch.</marc:subfield>
    </marc:datafield>
    <marc:datafield tag="245" ind1="1" ind2="0">
      <marc:subfield code="a">Evaluation of mandatory counselling </marc:subfield>
      <marc:subfield code="h">[electronic resource] : </marc:subfield>
      <marc:subfield code="b">final report.</marc:subfield>
    </marc:datafield>
    <marc:datafield tag="260" ind1=" " ind2=" ">
      <marc:subfield code="a">[Ottawa] : </marc:subfield>
      <marc:subfield code="b">Industry Canada, </marc:subfield>
      <marc:subfield code="c">[2013]</marc:subfield>
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      <marc:subfield code="a">ii, 28 p.</marc:subfield>
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    <marc:datafield tag="500" ind1=" " ind2=" ">
      <marc:subfield code="a">Issued also in French under title:Évaluation de la consultation obligatoire : rapport final.</marc:subfield>
    </marc:datafield>
    <marc:datafield tag="500" ind1=" " ind2=" ">
      <marc:subfield code="a">"February 2013."</marc:subfield>
    </marc:datafield>
    <marc:datafield tag="500" ind1=" " ind2=" ">
      <marc:subfield code="a">"Recommended for approval to the Deputy Minister by the Departmental Evaluation Committee on February 22, 2013. Approved by the Deputy Minister on February 22, 2013."</marc:subfield>
    </marc:datafield>
    <marc:datafield tag="504" ind1=" " ind2=" ">
      <marc:subfield code="a">Includes bibliographical references.</marc:subfield>
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    <marc:datafield tag="520" ind1=" " ind2=" ">
      <marc:subfield code="a">"In 1992, mandatory counselling was introduced in an amendment to the Bankruptcy and Insolvency Act to promote debtor rehabilitation and to help debtors avoid repeat bankruptcies. Under mandatory counselling, trustees and counsellors provide information and educate debtors on sound financial management practices. Mandatory counselling represents a significant activity for the insolvency system. In 2011-12, about $17.8 million in mandatory counselling fees were paid out of estates. This figure varies every year depending on the number of filings which are affected by the state of the economy. The objective of this evaluation was to inform management decision-making and program improvements. The Audit and Evaluation Branch (AEB) conducted the evaluation in accordance with the Policy on Evaluation and the Directive on the Evaluation Function, and addressed the core issues of relevance and performance. The evaluation covered the period from April 2007 to March 2012. The evaluation findings and conclusions are based on the analysis of multiple lines of evidence. The methodology included a review of documents, a literature review, an environmental scan, interviews with stakeholders, a survey of debtors, a survey of trustees and counsellors, data analysis, and econometric analysis”--Executive summary.</marc:subfield>
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      <marc:subfield code="2">gccst</marc:subfield>
      <marc:subfield code="a">Debtors</marc:subfield>
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      <marc:subfield code="2">gccst</marc:subfield>
      <marc:subfield code="a">Counselling services</marc:subfield>
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      <marc:subfield code="2">gccst</marc:subfield>
      <marc:subfield code="a">Program assessment</marc:subfield>
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      <marc:subfield code="t">Évaluation de la consultation obligatoire </marc:subfield>
      <marc:subfield code="w">(CaOODSP)9.802663</marc:subfield>
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      <marc:subfield code="q">PDF</marc:subfield>
      <marc:subfield code="s">150 KB</marc:subfield>
      <marc:subfield code="u">https://publications.gc.ca/collections/collection_2016/isde-ised/Iu4-172-2013-eng.pdf</marc:subfield>
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