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| 01588nam 2200301za 4500 |
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| 001 | 9.828448 |
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| 003 | CaOODSP |
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| 005 | 20240829103637 |
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| 007 | cr ||||||||||| |
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| 008 | 161201s2016 oncd ob f000 0 eng d |
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| 040 | |aCaOODSP|beng |
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| 041 | |aeng|bfre |
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| 043 | |an-cn--- |
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| 086 | 1 |aFB3-5/2016-41E-PDF |
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| 245 | 04|aThe impact of macroprudential housing finance tools in Canada |h[electronic resource] : |b2005-10 / |cby Jason Allen ... [et al.]. |
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| 260 | |a[Ottawa] : |bBank of Canada, |cc2016. |
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| 300 | |aii, 43 p. : |bgraphs. |
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| 490 | 1 |aStaff Working Paper, |x1701-9397 ; |v2016-41 |
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| 500 | |a"August 2016." |
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| 504 | |aIncludes bibliographical references. |
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| 520 | 3 |a"This paper combines loan-level administrative data with household-level survey data to analyze the impact of recent macroprudential policy changes in Canada using a microsimulation model of mortgage demand of first-time homebuyers. Policies targeting the loan-to-value ratio are found to have a larger impact than policies targeting the debt-service ratio, such as amortization. This is because there are more wealth-constrained borrowers than income-constrained borrowers entering the housing market"--Abstract. |
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| 546 | |aAbstract in French. |
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| 692 | 07|2gccst|aHousing |
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| 692 | 07|2gccst|aMortgage loans |
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| 700 | 1 |aAllen, Jason. |
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| 710 | 2 |aBank of Canada. |
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| 830 | #0|aStaff working paper (Bank of Canada)|x1701-9397 ; |v2016-41|w(CaOODSP)9.806221 |
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| 856 | 40|qPDF|s659 KB|uhttps://publications.gc.ca/collections/collection_2016/banque-bank-canada/FB3-5-2016-41-eng.pdf |
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