<?xml version="1.0" encoding="UTF-8"?><marc:collection xmlns:marc="http://www.loc.gov/MARC21/slim">
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    <marc:controlfield tag="001">9.833357</marc:controlfield>
    <marc:controlfield tag="003">CaOODSP</marc:controlfield>
    <marc:controlfield tag="005">20221107150212</marc:controlfield>
    <marc:controlfield tag="007">cr |||||||||||</marc:controlfield>
    <marc:controlfield tag="008">170403s1999    onc    #o    f000 0 eng d</marc:controlfield>
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      <marc:subfield code="z">0-660-17886-9</marc:subfield>
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      <marc:subfield code="a">CaOODSP</marc:subfield>
      <marc:subfield code="b">eng</marc:subfield>
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      <marc:subfield code="a">n-cn---</marc:subfield>
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      <marc:subfield code="a">NH15-328/1999E-PDF</marc:subfield>
      <marc:subfield code="z">NH-328/1999E</marc:subfield>
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    <marc:datafield tag="245" ind1="0" ind2="0">
      <marc:subfield code="a">Risk management and insurance in Aboriginal communities </marc:subfield>
      <marc:subfield code="h">[electronic resource] : </marc:subfield>
      <marc:subfield code="b">two case studies / </marc:subfield>
      <marc:subfield code="c">Paul F. Wilkinson &amp; Associates Inc. and Optimum-Risk Management Inc. prepared for Canada Mortgage and Housing Corporation</marc:subfield>
    </marc:datafield>
    <marc:datafield tag="260" ind1=" " ind2=" ">
      <marc:subfield code="a">[Ottawa] : </marc:subfield>
      <marc:subfield code="b">Canada Mortgage and Housing Corporation, </marc:subfield>
      <marc:subfield code="c">c1999.</marc:subfield>
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      <marc:subfield code="a">v, 14 p.</marc:subfield>
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      <marc:subfield code="a">Digitized edition from print [produced by Canada Mortgage and Housing Corporation].</marc:subfield>
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      <marc:subfield code="a">Includes bibliographical references.</marc:subfield>
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    <marc:datafield tag="520" ind1=" " ind2=" ">
      <marc:subfield code="a">"The cost of insurance is often three times higher in Aboriginal communities than in comparable non-Aboriginal communities. Research has shown that less than half of this extra cost can be justified because of the extra risks involved. It appears that insurance companies and brokers are unfamiliar with Aboriginal communities and thus tend to overestimate the risks, leading them to set the price of insurance policies very high"--Executive Summary.</marc:subfield>
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      <marc:subfield code="2">gccst</marc:subfield>
      <marc:subfield code="a">Insurance</marc:subfield>
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      <marc:subfield code="2">gccst</marc:subfield>
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      <marc:subfield code="a">Paul F. Wilkinson &amp; Associates Inc.</marc:subfield>
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    <marc:datafield tag="710" ind1="1" ind2=" ">
      <marc:subfield code="a">Optimum-Risk Management Inc.</marc:subfield>
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      <marc:subfield code="a">Canada Mortgage and Housing Corporation.</marc:subfield>
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    <marc:datafield tag="775" ind1="0" ind2="8">
      <marc:subfield code="t">Gestion des risques et assurance dans les collectivites autochtones </marc:subfield>
      <marc:subfield code="w">(CaOODSP)9.833360</marc:subfield>
    </marc:datafield>
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      <marc:subfield code="q">PDF</marc:subfield>
      <marc:subfield code="s">904 KB</marc:subfield>
      <marc:subfield code="u">https://publications.gc.ca/collections/collection_2017/schl-cmhc/NH15-328-1999-eng.pdf</marc:subfield>
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