New Beginnings Housing Cooperative : home ownership made easier : documentation and analysis / submitted to: Homegrown Solutions ; submitted by: the New Beginnings Housing Cooperative. : NH17-222/1998E-PDF

"This is an initiative which allows low-income households to own their own homes at costs below that of renting. Benefiting from the relatively lower price of housing in Prince Albert, the initiative has developed a program Home Ownership Made Easier (HOME) to acquire and renovate existing homes. An advisory group of community partners helped low-income households form a cooperative which oversees the purchase and renovation of the homes and holds the mortgage until it is repaid over a 10-year period. At this point, the occupant receives title. The cooperative members participate in providing sweat equity toward the down payment. The province and city have also provided some financial assistance to help meet the down payment"--Project highlights, executive summary.

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