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| 02178cam 2200385zi 4500 |
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| 001 | 9.872980 |
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| 003 | CaOODSP |
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| 005 | 20221107163803 |
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| 006 | m o d f |
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| 007 | cr cn||||||||| |
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| 008 | 190514t20192019onca ob f000 0 eng d |
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| 040 | |aCaOODSP|beng|erda|cCaOODSP |
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| 041 | 0 |aeng|beng|bfre |
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| 043 | |an-cn--- |
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| 086 | 1 |aFB3-7/2019-14E-PDF |
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| 100 | 1 |aAl-Mqbali, Leila, |eauthor. |
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| 245 | 10|aReassessing the growth of HELOCs in Canada using new regulatory data / |cby Leila Al-Mqbali, Olga Bilyk, Stefan Caputo and James Younker. |
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| 264 | 1|aOttawa, Ontario, Canada : |bBank of Canada = Banque du Canada, |c[2019] |
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| 264 | 4|c©2019 |
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| 300 | |a1 online resource (ii, 5 pages) : |billustrations. |
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| 336 | |atext|btxt|2rdacontent |
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| 337 | |acomputer|bc|2rdamedia |
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| 338 | |aonline resource|bcr|2rdacarrier |
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| 490 | 1 |aStaff analytical note = Note analytique du personnel, |x2369-9639 ; |v2019-14 |
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| 500 | |aCover title. |
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| 504 | |aIncludes bibliographical references. |
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| 520 | 3 |a"Using new regulatory data on residential secured lending from Canadian banks, we assess the growth rate of home equity lines of credit (HELOCs). The new dataset is the first of its kind to provide information on individual components of combined mortgage-HELOC plans. These combined plans are an increasingly popular credit product. We find that the credit growth has been concentrated in the amortizing mortgage component of the combined plans rather than the non-amortizing HELOC component. In addition, the total outstanding balance of HELOCs has contracted over the past year, which is consistent with rising interest rates and a slowdown in the growth of household consumption"--Abstract, page ii. |
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| 546 | |aIncludes abstracts in English and French. |
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| 692 | 07|2gccst|aMortgage loans |
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| 700 | 1 |aBilyk, Olga, |eauthor. |
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| 700 | 1 |aCaputo, Stefan, |eauthor. |
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| 700 | 1 |aYounker, James, |eauthor. |
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| 710 | 2 |aBank of Canada. |
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| 830 | #0|aStaff analytical note ;|v2019-14.|w(CaOODSP)9.807323 |
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| 856 | 40|qPDF|s414 KB|uhttps://publications.gc.ca/collections/collection_2019/banque-bank-canada/FB3-7-2019-14-eng.pdf |
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