000 02086nam  2200397zi 4500
0019.888285
003CaOODSP
00520221107171939
006m     o  d f      
007cr |n|||||||||
008200615t20202020oncd    ob   f000 0 eng d
040 |aCaOODSP|beng|erda|cCaOODSP
041 |aeng|bfre
043 |an-cn---
0861 |aFB3-6/2020-5E-PDF
1001 |aWelte, Angelika, |d1980- |eauthor.
24514|aThe market for acquiring card payments from small and medium-sized Canadian merchants / |cby Angelika Welte and Jozsef Molnar.
264 1|aOttawa, Ontario, Canada : |bBank of Canada = Banque du Canada, |c2020.
264 4|c©2020
300 |a1 online resource (ii, 15 pages) : |bgraphs (mostly colour).
336 |atext|btxt|2rdacontent
337 |acomputer|bc|2rdamedia
338 |aonline resource|bcr|2rdacarrier
4901 |aBank of Canada staff discussion paper, |x1914-0568 ; |v2020-5
500 |aCover title.
500 |a"Last updated: June 4, 2020."
504 |aIncludes bibliographical references (pages 14-15).
5203 |a"This note uses industry data and a unique dataset of small and medium-sized merchants to provide insights into the acquirer-merchant market in Canada. Three main findings are presented. First, smaller merchants pay their acquirer more for every dollar of card payment than larger merchants. Second, this finding is mainly explained by high fixed costs. Third, the acquiring market in Canada is concentrated and has remained fairly stable since 2010"--Abstract, page ii.
546 |aIncludes abstract in French.
650 0|aSmall business|zCanada|xFinance.
650 0|aCommercial finance companies|zCanada.
650 6|aPetites et moyennes entreprises|zCanada|xFinances.
650 6|aSociétés de crédit commercial|zCanada.
7102 |aBank of Canada, |eissuing body.
830#0|aStaff discussion paper (Bank of Canada)|x1914-0568 ; |v2020-5.|w(CaOODSP)9.806273
85640|qPDF|s573 KB|uhttps://publications.gc.ca/collections/collection_2020/banque-bank-canada/FB3-6-2020-5-eng.pdf