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| 02429cam 2200409zi 4500 |
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| 001 | 9.921956 |
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| 003 | CaOODSP |
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| 005 | 20230425151440 |
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| 006 | m o d f |
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| 007 | cr |n||||||||| |
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| 008 | 230425t20232023oncd ob f|0| 0 eng d |
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| 040 | |aCaOODSP|beng|erda|cCaOODSP |
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| 041 | |aeng|beng|bfre |
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| 043 | |an-cn--- |
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| 086 | 1 |aFB3-5/2023-15E-PDF |
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| 100 | 1 |aHo, Anson T. Y., |eauthor. |
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| 245 | 10|aWe didn't start the fire : |beffects of a natural disaster on consumers' financial distress / |cby Anson T. Y. Ho, Kim P. Huynh, David T. Jacho-Chávez and Geneviève Vallée. |
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| 264 | 1|a[Ottawa] : |bBank of Canada = Banque du Canada, |c2023. |
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| 264 | 4|c©2023 |
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| 300 | |a1 online resource (ii, 34 pages) : |bcharts. |
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| 336 | |atext|btxt|2rdacontent |
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| 337 | |acomputer|bc|2rdamedia |
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| 338 | |aonline resource|bcr|2rdacarrier |
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| 490 | 1 |aStaff working paper = Document de travail du personnel, |x1701-9397 ; |v2023-15 |
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| 500 | |a"Last updated: February 28, 2023." |
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| 504 | |aIncludes bibliographical references (pages 20-26). |
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| 520 | |a"Global climate change is increasing the frequency and severity of natural disasters. We use detailed consumer credit data to investigate the impact of the 2016 Fort McMurray wildfire, the costliest wildfire disaster in Canadian history, on consumers’ financial stress. We focus on the arrears of insured mortgages because of their important implications for financial institutions and insurers’ business risk and relevant management practices. Our findings suggest that wildfires have caused more mortgage arrears in severely damaged areas, with both economic and statistical significance. For other areas with relatively minor damage, the increase in arrears is small and statistically insignificant"--Abstract. |
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| 546 | |aIncludes abstract in French. |
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| 650 | 0|aClimatic changes|xEconomic aspects|zCanada. |
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| 650 | 0|aNatural disasters|xEconomic aspects|zCanada. |
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| 650 | 0|aMortgages|zCanada. |
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| 650 | 6|aClimat|xChangements|xAspect économique|zCanada. |
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| 650 | 6|aCatastrophes naturelles|xAspect économique|zCanada. |
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| 650 | 6|aHypothèques|zCanada. |
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| 710 | 2 |aBank of Canada, |eissuing body. |
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| 830 | #0|aStaff working paper (Bank of Canada)|v2023-15.|w(CaOODSP)9.806221 |
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| 856 | 40|qPDF|s3.24 MB|uhttps://publications.gc.ca/collections/collection_2023/banque-bank-canada/FB3-5-2023-15-eng.pdf |
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