000	02119cam  2200385zi 4500
001	9.927392
003	CaOODSP
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006	m     o  d f
007	cr |n|||||||||
008	230918t20232023oncd    ob   f|0| 0 eng d
040	|aCaOODSP|beng|erda|cCaOODSP
041	|aeng|beng|bfre
043	|an-cn---
086	1 |aFB3-6/2023-15E-PDF
100	1 |aHenry, Christopher S., |eauthor.
245	10|aUnmet payment needs and a central bank digital currency / |cby Christopher S. Henry, Walter Engert, Alexandra Sutton-Lalani, Sebastian Hernandez, Darcey McVanel and Kim P. Huynh.
264	1|aOttawa, Ontario, Canada : |bBank of Canada = Banque du Canada, |c2023.
264	4|c©2023
300	|a1 online resource (iii, 14 pages) : |bcharts.
336	|atext|btxt|2rdacontent
337	|acomputer|bc|2rdamedia
338	|aonline resource|bcr|2rdacarrier
490	1 |aStaff discussion paper = |aDocument d'analyse du personnel, |x1914-0568 ; |v2023-15
500	|a"Last updated: August 10, 2023."
504	|aIncludes bibliographical references.
520	|a"We discuss the payment habits of Canadians both in the current payment environment and in a hypothetical cashless environment. We also consider whether a central bank digital currency (CBDC) would address unmet payment needs in a cashless society. Most adult Canadians do not experience gaps in their access to a range of payment methods, and this would probably continue to be the case in a cashless environment. Some people could, however, face difficulties making payments if merchants no longer generally accepted cash as a method of payment"--Abstract.
546	|aIncludes abstract in French.
650	0|aDigital currency|xResearch.
650	0|aDigital divide|zCanada.
650	6|aMonnaie électronique|xRecherche.
650	6|aFossé numérique|zCanada.
710	2 |aBank of Canada.
830	#0|aStaff discussion paper (Bank of Canada)|v2023-15.|w(CaOODSP)9.806273
856	40|qPDF|s468 KB|uhttps://publications.gc.ca/collections/collection_2023/banque-bank-canada/FB3-6-2023-15-eng.pdf