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| 02340nam 2200421zi 4500 |
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| 001 | 9.942601 |
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| 003 | CaOODSP |
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| 005 | 20240829112745 |
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| 006 | m o d f |
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| 007 | cr mn||||||||| |
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| 008 | 240829t20242024onca ob f000 0 eng d |
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| 040 | |aCaOODSP|beng|erda|cCaOODSP |
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| 041 | 0 |aeng|beng|bfre |
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| 043 | |an-cn--- |
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| 086 | 1 |aFB3-5/2024-28E-PDF |
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| 100 | 1 |aAllen, Jason, |eauthor. |
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| 245 | 10|aHousing affordability and parental income support / |cby Jason Allen, Kyra Carmichael, Robert Clark, Shaoteng Li and Nicolas Vincent. |
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| 264 | 1|a[Ottawa] : |bBank of Canada = Banque du Canada, |c2024. |
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| 264 | 4|c©2024 |
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| 300 | |a1 online resource (ii, 45 pages) : |billustrations (some colour). |
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| 336 | |atext|btxt|2rdacontent |
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| 337 | |acomputer|bc|2rdamedia |
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| 338 | |aonline resource|bcr|2rdacarrier |
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| 490 | 1 |aStaff working paper = Document de travail du personnel, |y1701-9397 ; |v2024-28 |
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| 500 | |aISSN assigned to different series. |
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| 500 | |a"Last updated: July 26, 2024." |
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| 504 | |aIncludes bibliographical references (pages 43-45). |
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| 520 | 3 |a"In many countries, the cost of housing has greatly outpaced income growth, leading to a housing affordability crisis. Leveraging Canadian loan-level data and quasi-experimental variation in payment-to-income constraints, we document an increasing reliance of first-time homebuyers on financial help from their parents, through mortgage co-signing. We show that parental support can effectively relax borrowing constraints—potentially to riskier borrowers"--Abstract, page ii. |
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| 546 | |aIncludes abstracts in English and French. |
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| 650 | 0|aHouse buying|zCanada|xEconometric models. |
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| 650 | 0|aMortgage loans|zCanada|xEconometric models. |
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| 650 | 0|aMortgage loans|xGovernment policy|zCanada|xEconometric models. |
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| 650 | 6|aHabitations|xAchat|zCanada|xModèles économétriques. |
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| 650 | 6|aPrêts hypothécaires|zCanada|xModèles économétriques. |
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| 650 | 6|aPrêts hypothécaires|xPolitique gouvernementale|zCanada|xModèles économétriques. |
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| 710 | 2 |aBank of Canada, |eissuing body. |
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| 830 | #0|aStaff working paper (Bank of Canada)|v2024-28.|w(CaOODSP)9.806221 |
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| 856 | 40|qPDF|s668 KB|uhttps://publications.gc.ca/collections/collection_2024/banque-bank-canada/FB3-5-2024-28-eng.pdf |
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