00000nam 2200000zi 4500 9.954617 CaOODSP 20250902113959 m o d f cr mn||||||||| 250829t20252025oncad ob f|0| 0 eng d CaOODSP eng rda CaOODSP eng eng fre n-cn--- FB3-6/2025-9E-PDF Darbha, Ram, author. A retail CBDC design for basic payments : feasibility study / Ram Darbha, Rakesh Arora, Cyrus Minwalla, Dinesh Shah. [Ottawa] : Bank of Canada = Banque du Canada, 2025. ©2025 1 online resource (ii, 44 pages) : illustrations, graphs. text txt rdacontent computer c rdamedia online resource cr rdacarrier Staff discussion paper = Document d'analyse du personnel, 1914-0568 ; 2025-9 ISSN assigned to different series. "Last updated: June 13, 2025." Includes bibliographical references (pages 43-44). "We frame the wide spectrum of possible system architectures for an online retail central bank digital currency (CBDC) and identify a promising architecture well-suited for basic payments. We select OpenCBDC 2PC, a representative system design that fits this architecture and analyze it using a range of criteria to assess the feasibility of such system designs. Our analysis, augmented with lab experiments, focuses on retail payment systems with two-tier deployment and includes a detailed assessment of non-repudiation, integrity of the monetary supply, privacy, compliance, scalability of performance and resilience of the system state"--Abstract, page ii. Includes abstract in French. Banks and banking, Central Research. Digital currency Canada. Fintech. Banques centrales Recherche. Monnaie électronique Canada. Technologie financière. Statistics lcgft Statistiques rvmgf Bank of Canada, issuing body. Staff discussion paper (Bank of Canada) 2025-9. (CaOODSP)9.806273 PDF 1.21 MB https://publications.gc.ca/collections/collection_2025/banque-bank-canada/FB3-6-2025-9-eng.pdf HTML N/A https://www.bankofcanada.ca/2025/06/staff-discussion-paper-2025-9/