Understanding the tax implications of Registered Retirement Savings Plans / by Derek Messacar, Pierre-Carl Michaud and Marianne Laurin. : CS36-28-0001/2022-2-2E-PDF

"A Registered Retirement Savings Plan (RRSP) is a tax-deductible savings vehicle designed to encourage people to save for their retirement. Contributions are made with pre-tax income, and taxation is deferred to the time when funds are withdrawn, typically in retirement when marginal tax rates are otherwise low, resulting in tax savings over the life cycle. However, RRSP funds do not lock in and there are no early withdrawal penalties by the tax system, which means pre-retirement withdrawals are frequent. On balance, $1 is withdrawn each year for every $5 saved among working-aged tax filers"--Page 1.

Lien permanent pour cette publication :
publications.gc.ca/pub?id=9.908452&sl=1

Renseignements sur la publication
Ministère/Organisme Statistics Canada, issuing body.
Titre Understanding the tax implications of Registered Retirement Savings Plans / by Derek Messacar, Pierre-Carl Michaud and Marianne Laurin.
Titre de la série Economic and social reports ; Vol. 2, no. 2, February 2022
Type de publication Série - Voir l'enregistrement principal
Langue [Anglais]
Autres langues publiées [Français]
Format Électronique
Document électronique
Note(s) "Release date: February 23, 2022."
Caption title.
Issued also in HTML format.
At head of title: Spotlight on data and research.
Issued also in French under title: Comprende les répercussions fiscales des régimes enregistrés d'épargne-retraite.
Includes bibliographical references (page 4).
Information sur la publication [Ottawa] : Statistics Canada = Statistique Canada, 2022.
©2022
Auteur / Contributeur Messacar, Derek, author.
Description 1 online resource (4 pages) : graphs.
Numéro de catalogue
  • CS36-28-0001/2022-2-2E-PDF
Numéro de catalogue du ministère 36-28-0001
Descripteurs Registered Retirement Savings Plans -- Taxation -- Canada -- Statistics.
Financial literacy -- Canada -- Statistics.
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