Unmet payment needs and a central bank digital currency / by Christopher S. Henry, Walter Engert, Alexandra Sutton-Lalani, Sebastian Hernandez, Darcey McVanel and Kim P. Huynh.: FB3-6/2023-15E-PDF
"We discuss the payment habits of Canadians both in the current payment environment and in a hypothetical cashless environment. We also consider whether a central bank digital currency (CBDC) would address unmet payment needs in a cashless society. Most adult Canadians do not experience gaps in their access to a range of payment methods, and this would probably continue to be the case in a cashless environment. Some people could, however, face difficulties making payments if merchants no longer generally accepted cash as a method of payment"--Abstract.
Permanent link to this Catalogue record:
publications.gc.ca/pub?id=9.927392&sl=0
| Department/Agency | Bank of Canada. |
|---|---|
| Title | Unmet payment needs and a central bank digital currency / by Christopher S. Henry, Walter Engert, Alexandra Sutton-Lalani, Sebastian Hernandez, Darcey McVanel and Kim P. Huynh. |
| Series title | Staff discussion paper = Document d'analyse du personnel, 1914-0568 ; 2023-15 |
| Publication type | Series - View Master Record |
| Language | [English] |
| Format | Electronic |
| Electronic document | |
| Note(s) | "Last updated: August 10, 2023." Includes bibliographical references. Includes abstract in French. |
| Publishing information | Ottawa, Ontario, Canada : Bank of Canada = Banque du Canada, 2023. ©2023 |
| Author / Contributor | Henry, Christopher S., author. |
| Description | 1 online resource (iii, 14 pages) : charts. |
| Catalogue number |
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| Subject terms | Digital currency -- Research. Digital divide -- Canada. Monnaie électronique -- Recherche. Fossé numérique -- Canada. |
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