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Unmet payment needs and a central bank digital currency / by Christopher S. Henry, Walter Engert, Alexandra Sutton-Lalani, Sebastian Hernandez, Darcey McVanel and Kim P. Huynh.FB3-6/2023-15E-PDF

"We discuss the payment habits of Canadians both in the current payment environment and in a hypothetical cashless environment. We also consider whether a central bank digital currency (CBDC) would address unmet payment needs in a cashless society. Most adult Canadians do not experience gaps in their access to a range of payment methods, and this would probably continue to be the case in a cashless environment. Some people could, however, face difficulties making payments if merchants no longer generally accepted cash as a method of payment"--Abstract.

Permanent link to this Catalogue record:
publications.gc.ca/pub?id=9.927392&sl=0

Publication information
Department/Agency
  • Bank of Canada.
TitleUnmet payment needs and a central bank digital currency / by Christopher S. Henry, Walter Engert, Alexandra Sutton-Lalani, Sebastian Hernandez, Darcey McVanel and Kim P. Huynh.
Series title
  • Staff discussion paper = Document d'analyse du personnel, 1914-0568 ; 2023-15
Publication typeMonograph - View Master Record
Language[English]
FormatDigital text
Electronic document
Note(s)
  • "Last updated: August 10, 2023."
  • Includes bibliographical references.
  • Includes abstract in French.
Publishing information
  • Ottawa, Ontario, Canada : Bank of Canada = Banque du Canada, 2023.
  • ©2023
Author / Contributor
  • Henry, Christopher S., author.
Description1 online resource (iii, 14 pages) : charts.
Catalogue number
  • FB3-6/2023-15E-PDF
Subject terms
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