An Act to amend the Criminal Code (criminal interest rate) = Loi modifiant le Code criminel (taux d’intérêt criminel) / The Honourable Senator Ringuette. : YB421-237/1-PDF

"This enactment amends the Criminal Code to reduce the criminal rate of interest from sixty per cent to the Bank of Canada’s overnight rate plus twenty per cent on credit advanced for certain purposes, which would include personal, family and household purposes. It maintains the criminal rate at sixty per cent on credit advanced for business or commercial purposes. However, business or commercial agreements under which the credit advanced equals or exceeds one million dollars are exempt from the offence of charging a criminal rate of interest"--Summary, p. ii.

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