Introducing the housing hardship concept / authors: Duangsuda Sopchokchai, Stephanie Shewchuk.: NH18-33/29-2020E-PDF

"One of the key metrics CMHC has used to measure housing affordability is the 30% shelter cost-to-income ratio (STIR). The 30% STIR threshold implies that households may have difficulty affording necessities such as food, clothing and transportation if they are spending 30% or more of their income on shelter costs. However, whether or not the housing expenses have, in fact, left a household with insufficient income to purchase those necessities is a gap not filled with the STIR approach. This report addresses this gap by introducing a new indicator, a measure of housing hardship, which directly assesses whether a household can afford necessary basic goods and services, like food and transportation, in addition to housing expenses. Households who do not have sufficient income left over to pay for these necessities after their housing costs are considered to be in a situation of housing-induced hardship"--Introduction, page [1].

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Publication information
Department/Agency Canada Mortgage and Housing Corporation.
Title Introducing the housing hardship concept / authors: Duangsuda Sopchokchai, Stephanie Shewchuk.
Variant title Research insight : introducing the housing hardship concept
Series title Research insight
Publication type Series - View Master Record
Language [English]
Other language editions [French]
Format Electronic
Electronic document
Note(s) "January 2020."
Title from caption.
Issued also in French under title: Présentation du concept de difficultés de logement.
Includes bibliographical references (page 3).
Publishing information [Ottawa] : Canada Mortgage and Housing Corporation, 2020.
©2019
Author / Contributor Sopchokchai, Duangsuda, author.
Description 1 online resource (7 pages in various pagings) : graphs.
Catalogue number
  • NH18-33/29-2020E-PDF
Subject terms Households -- Economic aspects -- Canada.
Cost and standard of living -- Canada.
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